Working Capital Solutions

Monberg Capital Partners understand business and manufacturing requirements better than anyone else. Many businesses stumble and fail because of the lack of short term operational funds to help them during tough times or unfavorable market circumstances.

Whatever your requirements might be - a new merger or to expand your business or to streamline your process, we can find the right lending partner for you to maximize your business reach and potential.

Truck Purchase Financing

We can help companies purchase trucks.

  • Newer than 2009 class 8 trucks.
  • Newer than 2012 reefers trucks.

Terms of Lending

  • Rates from 8 - 20 % APR.
  • Terms may vary from 3 - 48 months.
  • Payments are weekly or monthly.


For trucks newer than 2009 class 8 trucks or newer than 2012 reefers trucks.

  • Provide an itemized dealer invoice.
  • Full truck or trailer specs.
  • Credit authorization form.
  • Minimum 25% down payment on cash and trade-in.

Mortgage for a truck is older than above Maxim specifications

  • The collateral list filled out with titles (scanned copies of currently owned trucks).
  • Itemized dealer invoice on the truck being purchased.
  • Full truck or trailer specs.
  • 15-25% down payment on the truck.
  • Credit authorization form.

Equipment Financing

The minimum transaction size should be from $5000 up to $100M.

Rate and terms will vary according to credit, time in business, industry type, and type of equipment being financed. We have rates as low as 4.99 and as high as 35%, with terms being from 1 year to 10 years.

We offer Rent to Own, EFA Leases, Asset Based Loans, $1 Buy-Out, FMV, and Walk Away transactions.

Through our vast partnerships, we can offer equipment funding to as low as a 450 credit score. The better the score, the better the rate and terms you will receive.

The majority of our programs have a 24 to 48 hour turnaround time from start to funding. More significant transactions and equipment refinance transactions require additional processing time.

Our sales leaseback program allows us to purchase your equipment, then lease it back to you. Typically, sales leasebacks are up to 80% of the forced liquidation value of your equipment. Not all equipment qualifies.

Our typical credit package consists of a lease application, a personal financial statement, the quote or invoice for equipment being purchased, a list of existing collateral/equipment, and depending on credit quality. We may require three months of bank statements.

For deals in excess of $100,000, we may require additional corporate financials, such as personal and business tax returns.

Equipment May Include

  • Auto repair and diagnostic tools.
  • Commercial cleaning and laundry.
  • Computers and mobile devices.
  • Construction and heavy equipment.
  • Enterprise software.
  • Farm and garden equipment.
  • Fitness and exercise equipment.
  • Fleet tracking and management.
  • HVAC / heating and cooling.
  • Landscaping and snow removal.
  • Manufacturing and fabrication.
  • Material handling.
  • Medical and dental equipment.
  • Music and DJ equipment.
  • Office equipment and furniture.
  • Pet care equipment.
  • Photo and video equipment.
  • Point of sale (POS) equipment.
  • Recreation and amusement.
  • Refrigeration and vending.
  • Restaurant equipment.
  • Security systems and monitoring.
  • Specialty graphics and signage.
  • Telecommunication, IT, and VOIP systems.
  • Transportation- semi trucks and trailers.
  • Water purification and filtration.
  • Three months statement.
  • Credit report.
  • Invoice quote for equipment.
  • Application.

Max mileage will be verified - 600K with 3-5 trucks and 750K 6+ trucks. The maximum age of trucks to be financed shall be nine years.

  • Application.
  • Spec Sheet.
  • Invoice/Quote.
  • Credit Bureau Report.
  • Personal Financial Statement.